Best pcp car leasing deals

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Best new car deals - Best PCP finance deals | Auto Express

Simple way for private individuals to finance a car purchase that's often more affordable and better value than loan financing. The length of a PCP is usually somewhere between 2 and 5 years. The company remains the legal owner of the car throughout the contract until it comes to an end when there are 2 options available:. PCP is just for you as a private individual.

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Employers are not permitted to be involved in the arrangement in any way. You might be liable for Benefit-in-Kind tax if your employers were part of the arrangement. The vehicle is fully owned by the finance company, but the car will be registered in your name and you will be responsible for the Road Fund Licence road tax for each year of the agreement following the first. These typically include all routine services and maintenance, including tyres, batteries and exhausts, without limit. It's important to remember that all maintenance needs to be completed in line with the manufacturer's handbook.

PCP cars for sale

At the start of the contract, the predicted annual mileage is calculated and is a fundamental part of the PCP agreement. It contributes to the resale price or Guaranteed Future Value of the vehicle. If this estimated mileage is exceeded a charge will be due on every mile over the agreed amount.

The charge is calculated based on the extra depreciation of the vehicle caused by the excess mileage. If an optional maintenance package is included then the charge will also include an element to account for extra servicing e. Oh No, Javascript is Disabled!

Car leasing on carwow

Vans Cars. Monthly Budget:. Search Vehicles. Personal Contract Purchase. Personal Contract Purchase Simple way for private individuals to finance a car purchase that's often more affordable and better value than loan financing.

  • What is car leasing? Is it better than PCP? | carwow.
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Car leasing deals are usually referred to by the size of the initial payment and the number of subsequent monthly payments. At no point during your leasing agreement will you own your car — it remains the property of the leasing company, even after your final payment. When your car leasing agreement has finished, you simply return it to the leasing company.

  1. Is PCP just for me or can my employers be included too?;
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  3. Leasing is a hassle-free way to get your brand new car.
  4. Is PCP just for me or can my employers be included too??
  5. As a result, leasing your next car might not be suitable if you wish to keep it for a very long time. But, leasing is an option worth considering if you want to change your car every few years. Most leasing companies in the UK will arrange to deliver your new car free of charge. Most new car warranties last at least three years, so, if your lease agreement is three years or shorter, your car will be covered for the entirety of your lease.

    This will depend on the length of the warranty offered by the manufacturer of each vehicle, so will be worth checking before you sign a lease agreement. Many lease agreements will come with the option for you to buy optional maintenance packages to cover the cost of any servicing your car needs during your lease period.

    Many car lease agreements come with the cost of road tax factored into your monthly payments.

    What is car leasing?

    Usually, they can arrange to have it collected from your address at a time and date that suits you. If you drive it for more miles than outlined in your initial lease agreement — or return it with excessive wear and tear — you may be liable to pay a penalty charge.

    UK Car Finance Buying Advice! A MUST KNOW!

    Leasing a car looks similar to signing a PCP deal because both require you to pay an initial amount followed by a set number of monthly payments. Car leases sometimes come with less flexibility than other finance agreements. This may come with some fees, but it will cost you less in the long-term than continuing to pay for the remainder of a lease agreement.

    You can lease a car as a private individual, or through a business. Does leasing a car affect your credit score? What are the extra costs on a car lease?

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    Should you lease a car through a dealer or a broker? Mat Watson's in-depth video reviews Hot-off-the-press car news Insider car-buying tips. Get the newsletter. Keep an eye on your inbox.